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Insurance Coverage

infertility insurance As nearly everyone knows these days, health insurance coverage is one of the most    complicated and constantly changing subjects. Adding to the complexity is the fact that    few health insurers cover many of the costs of infertility treatments, and when they do, the benefits can range widely.

Therefore, the important question is: What benefits do I have for infertility?

Most insurance companies have dozens or even hundreds of plans to offer employers, each with different benefits. Anyone wanting fertility help should investigate his or her individual coverage before choosing a physician or center based solely on insurance participation. Also, it’s wise to check directly with the insurer or your employer’s human resources department. Lastly, it might be wise to keep fertility coverage in mind when your employer offers a choice of health care plans during annual enrollment periods, usually at the end of each calendar or company fiscal year.

Below are the insurers and types of plans with which REACH has agreements and participates in. However, this information is subject to change without notice. Therefore, each patient is wise to research his or her plan coverage extensively in advance either online or by calling the insurer or benefits representative, or both.

Blue Cross Blue Shield

  • All Plans
  • PPO
  • POS
  • EPO
  • HMO (requires referral)
  • Federal
  • CMM (state)
Important note: REACH is not contracted with HMO Blue.

Cigna (North Carolina Only)

  • HMO – Requires an authorization number from each patient’s primary care provider (PCP)
  • POS
  • PPN
  • PPOHealthsource – Requires an authorization number from each patient’s primary care provider (PCP). All laboratory tests must go to LabCorp. REACH's lab is not a participating lab.
Important note: REACH is not contracted with Cigna of South Carolina.
 
MEDCOST 

Partners -– Open Access 

PHCS (Private Health Care Systems)
United

  • HMO (Requires Referral)
  • POS
  • PPO
Aetna (each patient must register with Utilization Review Department)
  • EPO
  • CHO
  • PPO

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Congrats to Dr. Richard Wing, Dr. Daniel Whitesides, and Dr. Nancy Teaff

best doctors charlotte magazine top docs

These three REACH physicians were named Charlotte Magazine’s “Top Doctors” in the July 2010 issue. This annual peer-recommended roster of 276 physicians in 60 specialties is among the highest acknowledgement for any physician. Charlotte Magazine asked local physicians whom they would send their loved ones to if they were in need of medical attention. Congratulations Drs. Wing, Whitesides, and Teaff!